Credit Analyst

Credit Analyst
In Irvine, California 92602

Job Description

As a Credit Analyst, you will analyze financial statements, prepare commercial loan packages and provide additional support to the commercial lending staff.  You will perform analysis and recommend appropriate credit structure on complex credit relationships. Your specific duties in this role will include: 

  • Analyzing annual financial statements and reports on changes in financial condition for existing relationships
  • Assisting the Senior Credit Officer with Credit Policy development and possibly managing less complex Managed Assets relationships
  • Training and serving as a resource to more junior credit analysts and junior loan officers
  • Preparing and distributing a variety of recurring reports for use in the administration of the commercial loan portfolio
  • Assisting in preparing loan packages for Officers, SCC and EC committee meetings
  • Ensuring that all work is performed in accordance with prescribed regulatory compliance guidelines

Job Requirements 

You must be highly organized and detail-oriented with strong analytical and problem-solving skills and the ability to manage multiple projects simultaneously. It is also important that you display exceptional verbal and written communication and interpersonal skills and the ability to articulate complex issues clearly and succinctly. Specific qualifications for the Credit Analyst position include: 

  • Bachelor’s degree plus specialized course work and training required
  • Minimum 3+ years of credit-related experience in a banking or financial services environment
  • Strong working knowledge of accounting, credit analysis as well as loan documentation
  • Expert knowledge of commercial credit analysis, including the ability to analyze repayment sources, evaluate risk and determine collateral values
  • Strong grasp of accounting concepts and familiarity with balance sheet and income statement analysis
  • Computer proficiency, particularly word processing, database and Excel spreadsheet applications

Let one of our recruiters assist you in finding and preparing for interviews with our clients. Whether you are interested in a direct hire, temp-to-hire or temporary position, BancForce can help you to put your best foot forward. Contact us today! 
 

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Cydney McFarlan
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